50+ Best Places To Get Money Orders Near You Right Now
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For these individuals who don’t use checks, an often-asked query is, “Where can I get a money order near me now?”
This article is a response to that query.
In our more and more subtle digital world, some folks may suppose that cash orders are quickly changing into out of date.
However, those that suppose that they belong alongside such old school issues as VCRs, dot matrix printers, and landlines are lifeless unsuitable.
That’s as a result of even within the period of an limitless variety of technologically superior methods to satisfy your monetary obligations, typically the previous methods are finest.
Put cash orders on this class.
They’re a nice various for individuals who have had issues with checks previously.
One of those issues is that identical to Bumbles from “Rudolph the Red-Nosed Reindeer,” checks can bounce.
But there’s no friggin’ approach this will occur with cash orders.
That’s as a result of the money that for the cash order is safely tucked away within the checking account of the cash order supplier.
These firms are respected to the max.
This means there’s virtually zero probability that there received’t be adequate funds to cowl the cash order quantity.
That’s vastly reassuring for individuals who’ve been burned previously by check-bouncing deadbeats.
Great If You Don’t Have A Checking Account
If you don’t have a checking account, cash orders are a quick, simple, and comparatively low-cost method to pay your payments.
And, they provide lots of the similar advantages that checks do.
If you want a safer various to sending money however can’t use a examine, a cash order will be the reply to your prayers.
Maybe you’re younger and simply coming into the world of grownup obligations for the primary time.
And, fascinated with getting a checking account fills you with paralyzing nervousness and dread.
In that case, use cash orders till you’re able to take that preliminary plunge into fiscal accountability.
Saves You from Having to Mail Cash
Say you could have a invoice to pay.
And let’s additionally say you don’t have a checking account.
Let’s additional say there’s no approach in hell you’re going to make use of a bank card to pay what you owe.
One choice is to stuff an envelope with sufficient money to fulfill the debt after which ship it by the mail.
However, it is a foolhardy observe that can make everybody query your sanity.
Use a cash order as a substitute.
It’s a secure and safe method to meet all of your monetary obligations.
A Story from My Own Life
I used to get some huge cash orders after I was a child—often, from the Post Office, which was a mile or two from my home.
At that point, I delivered the Springfield Republican, a Western Massachusetts newspaper.
I made fairly a bit of cash doing that.
But even at a younger age, I used to be very frugal and saved most of what I made.
However, I couldn’t resist shopping for among the cool issues I discovered on the again of comedian books.
These had been curiosities like Sea Monkeys, X-ray imaginative and prescient specs, or the Charles Atlas Power Isotonics Bodybuilding Course.
I used to be a sucker for stuff like this.
And as a result of I didn’t have a checking account, I must get a cash order to pay for this stuff.
Is the Rise of Money Orders Fueled by Bank Distrust?
The variety of locations issuing cash orders has elevated drastically in recent times.
I consider that that is immediately related to a marked improve in individuals who now not belief banks.
Because they’ve shamelessly ripped off their very own prospects, leaving taxpayers to foot the invoice, it’s no marvel that mistrust of banks is at an all-time excessive.
All of this sleazy habits on the a part of monetary establishments could account for the eight.four million households within the nation don’t have a checking or a financial savings account.
That’s lots of people who’re among the many “unbanked,” which implies these not served by a financial institution or related monetary establishment.
For People Who Have Trouble Balancing Their Checking Accounts
Money orders are excellent for individuals who can by no means appear to steadiness their checking account.
That’s as a result of they spare a person who struggles with balancing their checkbook the excruciating embarrassment of bouncing a examine.
Advantages Over Credit Cards and Checks
Many folks desire them over checks and bank cards as a method to pay.
With bank cards, you danger getting your id stolen.
They’re nice for sending cash to an organization you end up having to take care of, however don’t completely belief.
If you despatched them a examine, they’d have your account data.
But for those who ship a cash order, these particulars are saved out of their presumably untrustworthy palms.
You may want a cash order for those who’re shopping for a automotive from a non-public occasion, and the vendor refuses to just accept a private examine from you.
This additionally saves you from having to withdraw a considerable amount of money to pay on your new automobile.
There’s definitely no dearth of locations from which to get your cash orders.
In truth, you should purchase them from tens of hundreds of areas throughout the nation.
And they’re comparatively low-cost too.
Another glorious factor about them is that they largely don’t expire.
Also, for those who lose one, they’re simply traceable.
All you need to do is to name up your cash order issuer, give them the data in your receipt stub, and so they’ll monitor down its whereabouts.
One massive downside with cash orders is that although most retailers settle for them as a type of cost, not everybody does.
Another downside is they’ll’t be used to purchase one thing on-line.
You additionally must cart your butt to a retailer each time you purchase one, which may get to be a ache after some time.
This takes significantly extra effort than writing out a examine or utilizing a bank card to make an internet cost.
Also, whereas every examine you write prices a fraction of a cent, cash orders value considerably greater than that.
Over time, that may add up.
The History of the Money Order
The Post Office got here up with the sensible thought of promoting cash orders in the course of the Civil War.
Montgomery Blair, who was Postmaster General on the time, thought it could discourage would-be robbers tempted by all of the precise foreign money that was being mailed.
Soon, cash orders began for use as a method to pay monetary obligations in an period with a less-than-reliable banking system.
What to Look for in a Potential Money Order Supplier
When on the lookout for a spot to get your cash orders, you’ll need a spot with low charges, excessive financial limits, and handy areas.
Be conscious too that there are two methods these charges are assessed: both a flat price or a share of the full cash order quantity.
The Two Major Providers
MoneyGram and Western Union are the 2 company giants who ferociously compete with one another on your cash order .
Both of them function largely by agent areas resembling pharmacies, comfort shops, and shops.
MoneyGram is the smaller of the 2 firms.
Headquartered in Dallas, Texas, they provide all kinds of monetary providers.
They do enterprise in 200 international locations with a complete variety of 347,000 worldwide areas.
These embrace banks, supermarkets, check-cashing firms, and even navy bases.
The firm was shaped when Traveler’s Express of Minneapolis merged with Integrated Payment Systems of Denver.
Of the 2 firms, Western Union is the larger.
The planet-straddling behemoth has greater than half 1,000,000 areas that they both run immediately or with which they contract in over 200 international locations.
However, cash orders can be found at solely 56,000 of those locations.
They haven’t any set charges, and every location has carte blanche to set its personal charges.
This signifies that charges can fluctuate wildly, relying on the place you go.
How To Use a Money Order
When you buy a cash order, you pay the total quantity upfront plus the price.
Check to verify the quantity is appropriate as a result of errors have been recognized to occur.
Then, fill in your identify and get in touch with data on the entrance, plus the identify of your recipient and their contact data.
A memo line permits you to fill in what the cash order is for.
Then, signal the entrance as if it was a private examine.
Make certain you retain your receipt.
You’ll want this if the cash order will get misplaced.
Do Your Research
Do a bit of pre-trip analysis earlier than heading out to select up your cash orders, as a result of some locations you suppose should promote them don’t.
Here’s a listing of these locations:
Smart & FinalWawaWalgreen’sDuane ReedeTargetAldiCostcoFarm RecentWhole FoodsState Employee’s Credit UnionHeinen’sHSBC BankPentagon Federal Credit UnionSam’s ClubSave-a-Lot
Also, you may need to discover out out of your recipient if she has a choice from which of the 2 suppliers she wish to obtain her cash orders from.
Some persons are fairly specific, even going as far as to refuse to just accept funds from one they don’t like.
For instance, she may not settle for a MoneyGram cash order due to a foul expertise she had previously.
On the opposite hand, she may fortunately take one from Western Union.
Money Orders from Check Cashing Stores
Check cashing firms cater to that section of the inhabitants that don’t have financial institution accounts.
The solely unhealthy factor about these locations is that the charges are sometimes fairly excessive.
Amscot, which was based in 1989 by Ian MacKechnie, has its worldwide headquarters in Tampa, Florida.
It supplies its providers by its almost 240 branches—all of that are situated in Florida within the Tampa Bay, Miami, and Orlando areas.
Amscot’s choices embrace short-term money advances, examine cashing, invoice cost, and naturally, cash orders.
As lengthy as they’re underneath $1,000, they’re at all times free.
As many as you need.
365 DAYS OF THE YEAR!
It feels like a fairly candy deal to me.
In my opinion, they’re one of many easiest locations to get cash orders.
But in fact, all of their areas are in Florida.
So for those who reside in Kickapoo, Kansas, you received’t be capable of get them right here until you need to go on an costly and really lengthy street journey.
But Amscot doesn’t solely situation cash orders.
They additionally money them.
Before Amscot points you a cash order, they may ask for “certain identifying documentation.”
This is often an ID.
In addition to that, they could ask on your road handle, particulars about your occupation, and your Social Security quantity.
Money Order Replacement
If your cash order is stolen, misplaced, or by accident destroyed, go to the web site to print out a cash order declare kind.
You also can go into any department and request this doc.
Once you could have the shape, fill it out fully.
Then, connect the unique cash order stub.
Mail it with a $12.00 non-refundable processing price to the handle on the declare kind.
Requests will solely be processed for those who embrace the unique receipt.
Service Fee for Uncashed Money Orders
If the cash order isn’t cashed inside one 12 months from the date of buy, the corporate will impose a $2.00 service cost for every month that it stays uncashed.
The most quantity of the service cost is $144.
2. Speedy Cash
Speedy Cash is one other monetary providers retailer that gives cash orders for completely no value.
And relying on which location you go to, the supplier might be both Western Union or MoneyGram.
Three. Check into Cash
Check into Cash is a monetary providers firm with greater than 1,000 areas in 30 states.
W Allan Jones based it in Cleveland, Tennessee, in 1993.
And right this moment, it’s nonetheless headquartered there.
The firm gives Western Union cash order providers.
Fees and limits fluctuate by location.
four. Advance America
Advance America is a payday mortgage lender that first arrange store in 1997.
They have over 2,500 lending facilities scattered all through 29 states.
They even have 18 Canadian facilities.
They’ve partnered with MoneyGram to supply among the monetary providers the corporate gives, together with cash orders.
Call your nearest location for the price of this service.
5. Friendly Check
Friendly Check operates retail monetary providers in North Carolina.
They promote that they’ve “low prices on quick, convenient money orders.”
They’re a certified Western Union agent.
Each location units its personal limits and costs, so name to search out out what they’re.
6. Money Mart
Money Mart has over 700 areas within the U.S. and Canada.
They provide a variety of providers, together with pay as you go bank cards, money advances, payday loans, and examine cashing.
Like different payday mortgage lenders, its buyer base is those that are skittish about utilizing banks.
Some of their providers are provided on-line at their web site.
Money Mart contracts with Western Union to supply cash orders to its prospects.
7. Ace Cash Express
Ace Cash Express is a monetary providers supplier that has its base of operations in Irving, Texas.
It serves prospects in 24 states and the District of Columbia each on-line and thru its in depth community of shops.
It was based in 1968 and is among the largest operators of examine cashing shops within the United States.
Ace Cash Express makes use of MoneyGram for its cash orders, and you should buy them for as little as 89 cents.
Money Orders from Banks
You may already know that banks aren’t the most cost effective place to get your cash orders.
Fees are sometimes larger right here than what you’d pay elsewhere.
But although the prices listed below are heftier, it could be price it.
That’s as a result of on the similar time they withdraw the funds to pay on your cash order, they’ll print one out for you.
So, what you sacrifice in value, you make up for in comfort.
And in case you have an eligible account, you may get them free of charge.
Virtually each financial institution within the nation gives cash orders as a part of their private banking providers.
Unless I say in a different way, each monetary establishment on this article fees $5.00 for a cash order, has a restrict of $1,000, and solely accepts money and debit playing cards as a cost methodology.
Also, all of the banks and credit score unions on this article situation their very own cash orders as a substitute of contracting with suppliers like MoneyGram and Western Union.
I’ll let if that’s not the case with a selected monetary establishment.
eight. Regions Bank
Regions Bank makes its company house in Birmingham, Alabama.
It has over 1,400 branches in 16 states within the Southern and Midwestern elements of the United States and is ranked quantity 460 on the Fortune 500.
The firm sponsors Regions Field, a minor league baseball stadium in Birmingham.
You don’t should be an account holder to purchase a cash order from them.
You simply want a $1.00, which is how a lot they value.
9. TD Bank
TD Bank is owned by Toronto-Dominion Bank, A Canadian financial institution that does enterprise in dozens of nations all over the world.
It has branches in fifteen states on the East Coast and the District of Columbia and has its headquarters in Cherry Hill, New Jersey.
By deposits, it’s the seventh greatest U.S. financial institution.
And by belongings, it’s the eighth greatest.
Only account holders are allowed to buy cash orders.
The financial institution will waive your charges in case you have an eligible account.
These accounts embrace Relationship Checking, Premier Checking, Tiered Checking, and 60 Plus Checking.
If you need to pay on your cash orders, you possibly can pay with money.
Or, you possibly can have the funds immediately withdrawn out of your account.
10. Citizens Bank
Citizens Bank has its house workplace in Providence, Rhode Island.
It was based in that metropolis approach again in 1828.
Back then, it was referred to as the High Street Bank.
Between 1988 and its IPO in 2014, the financial institution was a wholly-owned subsidiary of The Royal Bank of Scotland Group.
Today, Citizens is ranked quantity 24 on the checklist of the biggest banks within the United States and has over 1,200 branches.
It operates in these states:
ConnecticutMassachusettsNew HampshireMaineRhode IslandVermontNew YorkNew JerseyPennsylvaniaDelawareSouth CarolinaOhioMichigan
The cash order price is waived in case you have any of the next accounts:
PlatinumPlatinum PlusPremierPremier PlusNon-public Wealth AdministrationTo get one, you’ll must have a legitimate type of identification.
11. Wells Fargo
Wells Fargo has its worldwide headquarters in San Francisco, California.
The firm is ranked quantity 26 on the 2018 Fortune 500 rankings of the biggest U.S. firms by complete income.
Its base of operations is situated in Sioux Falls, South Dakota.
Wells Fargo is my mortgage holder, and I’ve been delighted with the way in which they deal with issues.
Hopefully, they’re equally pretty much as good in terms of cash orders.
But like different banks, they solely situation cash orders to account holders.
12. U.S. Bank
If you could have a Safe Debit Account with U.S. Bank, you’ll save on each cash order you purchase.
And for those who get the U.S. Bank Altitude Reserve Infinite bank card by them, you’ll accrue factors you need to use to buy them.
13. Bank of America
Although it was based in San Francisco, Bank of America is at the moment headquartered in Charlotte, North Carolina.
It’s the second-largest banking establishment within the nation.
The just one that’s greater than them is JPMorgan Chase.
You can purchase your cash orders throughout common enterprise hours.
However, you received’t be capable of get them in Oregon, Colorado, California, Minnesota, Nevada, or Arizona.
Even for those who don’t have an account, you possibly can nonetheless buy your cash orders from them.
Just remember that the one cost methodology they settle for is the inexperienced stuff.
You may be capable of get your cash orders free of charge in case your account qualifies.
Truist Financial Corp. is a financial institution holding firm and has its major workplaces in Charlotte, North Carolina.
It was referred to as BB&T (Branch Banking and Trust Company).
However, it modified its identify in December 2019 after buying SolarTrust banks and has over 2,000 branches unfold all through 15 states and the District of Columbia.
So, for those who want a cash order and reside in certainly one of these states, examine them out!
Citibank started operations in 1812.
Today, it’s a part of the staggeringly massive multinational referred to as Citigroup.
The financial institution has over 2,000 branches in 19 international locations.
This contains 723 branches within the United States alone.
Like a number of different monetary establishments, they don’t situation cash orders to those that don’t have an account with them.
And in case you have a Citi Priority of Citi Gold Account, they’ll even waive the $5.00 price.
Besides money, bank cards are additionally accepted to pay for cash orders.
However, your bank card firm will think about this to be a money advance.
This means you can incur hefty charges in consequence.
16. M&T Bank
M&T Bank has its house workplace in Buffalo, New York.
It’s ranked 467th on the Fortune 500, and since 1976, it has been worthwhile in each single quarter.
That’s one helluva monitor document!
If you’re a Baltimore Ravens fan, you’ll know they sponsor M&T Bank Stadium, house of this group.
As a child, I keep in mind happening trip with my household to Maine.
One time, we handed an M&T department.
I requested my sister Mary “How is this bank like you?”
She didn’t know, so I informed her.
“Because each of your initials are ‘MT.’
You know— ‘empty.” Like your mind!”
This made her bawl uncontrollably.
I may very well be a horrible massive brother at occasions.
However, the financial institution isn’t horrible, and I’ve even heard good issues about it.
You don’t should be an account holder to get a cash order from them, however money is the one cost methodology they settle for.
17. JPMorgan Chase
JPMorgan Chase Bank, finest referred to as Chase Bank, is among the largest monetary establishments on the planet.
Its staggering array of providers contains enterprise accounts, mortgages, private accounts, and loans.
One of those providers is cash orders.
Account-holders should buy them throughout common enterprise hours.
If you could have certainly one of their Foundation checking accounts, you’ll pay 48 cents as a substitute of the standard 5 bucks for them.
And for those who’re fortunate sufficient to have a Chase Premier Platinum Checking account, you’ll get each single one free of charge.
If you’re not an account holder, you possibly can nonetheless buy them.
They’re legitimate for one 12 months from the date of buy.
18. Bank of the West
Bank of the West is a regional monetary providers firm headquartered in San Francisco with over 600 branches within the Midwest and the Western United States.
Consider utilizing this financial institution to get your cash orders from in case you have one in your neck of the woods.
Money Orders from Credit Unions
Some credit score unions provide free cash orders to account holders.
19. Security Service Federal Credit Union
Security Service Federal Credit Union (SSFCU) has 925,000 members and does enterprise in Colorado, Utah, and Texas.
And, it’s the eighth largest credit score union within the nation.
That’s fairly good for less than working in three states!
Their supplier is Traveler’s Express, an organization owned by MoneyGram.
At two bucks a pop, cash orders listed below are cheaper than at most different monetary establishments.
20. Golden 1 Credit Union
Golden 1 Credit Union is a credit score union headquartered in Sacramento, CA.
Sacramento is the state capital and has additionally been bestowed with the nickname of “The Big Tomato” due to the various tomato canneries that after dotted the town.
It started its company life approach again in 1933 because the California State Employees Credit Union Number 1.
In 1977, it shortened its identify to Golden 1 as a result of the unique title didn’t precisely roll off the tongue.
Today, it has over 70 branches that proudly serves prospects all through the Golden State.
It’s now the second-largest credit score union within the State of California.
And not solely that—it’s additionally one of many greatest credit score unions within the nation.
If you could have a department close to you, you may need to take into consideration making this financial institution your cash order provider.
Money Orders from Convenience Stores
Many comfort shops today promote cash orders.
What’s nice about getting your cash orders from locations aside from banks is that banks have extra restricted hours of operations that different retail institutions.
Unless in any other case specified, the entire shops on this part have a financial restrict of $500 and solely settle for money as cost.
Also, for those who had been hoping to money a cash order your Aunt Marleen gave you at certainly one of these comfort shops, I’ve some tragic information:
Cashing cash orders is just not a service provided by any of the shops on this part.
21. Circle Ok
You can purchase a cash order from most Circle Ok areas.
Call forward earlier than you truly go there simply to verify.
Although they’re a certified agent of MoneyGram, every retailer decides how a lot they’re going to cost for them.
However, most shops appear to promote them for $zero.99 to $1.29.
If your location gives this service, you should buy them proper on the checkout counter any time the shop’s open.
Unlike another locations, there’s no identification required to buy one.
Getting a Refund
If you buy a cash order at a Circle Ok, you may get a refund for those who lose it or determine to not use it.
To request a refund, fill out a MoneyGram Money Order Claim Card.
Send the declare card, a duplicate of your receipt, and an $18 processing price to the listed handle.
22. Royal Farms
Royal Farms is a sequence of greater than 200 comfort shops that has its base of operations in Baltimore, Maryland.
More than 100 of those areas are in Maryland, which in fact, is their house state.
But additionally they have areas in Delaware, Pennsylvania, New Jersey, and Virginia.
They opened their very first retailer in 1959, in order that they’ve been round some time.
While you’re choosing up your cash orders, you possibly can prime off your tank whereas additionally choosing up some extremely scrumptious meals.
The chain makes use of MoneyGram as its supplier, and you should purchase a $300 cash order for $1.25.
Speedway is a sequence of comfort shops headquartered in Enon, Ohio.
Enon is called for the river Ænon in Israel, the place, again within the day, John the Baptist did a complete lot of baptizing.
The firm is owned by the Marathon Petroleum Corporation.
Stores are scattered all through 32 Midwest and East Coast states.
Although most Speedway areas promote cash orders, some don’t.
The ones that do use MoneyGram as their supplier of alternative.
The cost is $1.59 for every cash order.
Most, however not all, are open 24 hours a day.
Some promote cash orders any time the shop is open.
Others solely provide this service from 5 AM to 10 PM.
Way again in 1958, Burt Holmes and Chester Cadieux based a sequence of comfort shops they dubbed QuikTrip.
And now, there are over 700 areas in 11 states.
Here, you possibly can seize a fresh-brewed black mango QTea whereas stocking up on cash orders supplied by Western Union.
They value $1.50 every with a restrict of $300.
But for those who’re planning on shopping for greater than $950 in cash orders in a single day, you’re out of luck.
Because $950 in a twenty-four-hour interval is all they’ll allow you to purchase.
7-Eleven shops are open 24 hours a day, so for those who ever end up needing one within the wee hours of the morning, head on over and get one.
Depending on which location you go to, the supplier may very well be both Western Union or MoneyGram.
That’s as a result of every particular person retailer will get to determine which one they need to use.
The price is 1-Three% of the full quantity of your cash order, the minimal cost is 65 cents, and the utmost quantity is $500.
If you could have a invoice that you simply desperately must pay that exceeds this quantity, you’re going to should buy extra ones.
No matter how a lot begging you do, the clerks manning the checkout counter received’t go previous this restrict.
Since I’m a author, I even bribed them by promising to make them the star of their very personal fantasy-horror-romance brief story with their alternative of setting and nemesis.
But even this wasn’t sufficient to entice them to interrupt overly stringent company guidelines.
Sorry for digressing.
Let’s get again to the topic of the article, which is cash orders.
Not each 7-Eleven sells them, and phrases may even fluctuate from one retailer to the subsequent.
Money Orders from Big Box Retailers
It’s heartbreaking that so many Kmart shops are disappearing.
I really feel unhealthy for the corporate because it tries to remain related with prospects who see it as a relic of a long-ago period.
But there are just a few shops left, and at a lot of them, you possibly can nonetheless get cash orders.
Depending on which one you go to, you’ll pay between 69 cents and $1.25 with a restrict of $500.
Most of the American inhabitants does no less than a few of their purchasing at Wally World, so it’s hardly shocking that it is a common place to replenish on cash orders.
And in fact, Walmart shops are just about all over the place.
This makes it tremendous simple to search out one when you want to choose up a cash order to pay a invoice.
The quantity restrict is $1,000, and their supplier of alternative is MoneyGram.
As far as charges go, they fluctuate by location, however essentially the most you’ll pay is 88 cents.
What’s nice about Walmart cash orders is that if somebody offers you one, you possibly can money it at any of their four,769 US shops.
But to take action, you’ll should pay a examine cashing price of between three and 6 bucks.
Money Orders from Pharmacies
Lots of pharmacies promote cash orders.
All of the shops on this part have a financial restrict of $500, settle for money or debit playing cards as cost, and received’t do any examine cashing for you.
Here are just a few of them:
28. Rite Aid
Rite Aid does an unimaginable quantity of enterprise.
So a lot so, that on the 2018 Fortune 500 checklist, they had been ranked 94th.
It’s the most important East Coast drugstore chain and the third-largest within the nation.
The firm makes its house in Camphill, Pennsylvania, which is true subsequent to Harrisburg.
If you need to purchase your cash orders right here, they value 99 cents.
At CVS, a cash order will set you again $1.25.
What’s nice about this place is which you can purchase your cash orders at any register.
Their cash orders have a restrict of $1,000zero.
CVS bucks the development so far as cash order suppliers goes through the use of Money Gram as a substitute of Western Union.
Money Orders from Grocery Stores
Most main grocery store chain shops promote cash orders so you possibly can choose up them up once you choose up your groceries.
Unless I state in a different way, all grocery shops have a restrict of $500, solely use Western Union as their supplier, and solely settle for money or debit playing cards as cost.
Keep in thoughts that at for all of those grocery shops, for those who lose a cash order, the shop received’t give you the option that can assist you.
You’ll should name the corporate they contract with (both Western Union or MoneyGram) for that.
And proper off the bat, right here’s a grocery retailer that goes in opposition to the grain through the use of MoneyGram as its supplier of alternative.
Why can’t they be like everybody else?
It certain would make my article simpler to write down!
This development bucker that desires to make my life tough is Albertson’s, one of many greatest grocery retailer chains within the nation.
They have a whole lot of shops unfold throughout 35 states and the District of Columbia.
Some of those shops aren’t operated underneath their identify however underneath a special banner.
SafewayVonsJewel-OscoCarrsShawsAcme MarketsStar MarketTom ThumbRandallsUnited SupermarketsPavilions
Joe Albertson began the chain in 1939 in Boise, Idaho.
He took $5,000 that he saved together with $7,500 he borrowed from a relative of his spouse, discovered a associate, and opened his very first retailer.
Joe was an extremely savvy marketer who liked breaking new floor.
Many of his progressive concepts had been copied by others and are nonetheless in use right this moment.
But possibly you can care much less in regards to the historical past of the shop and simply need to understand how a lot cash orders value.
The reply is 89 cents.
However, not each retailer sells them, so name earlier than heading over.
This grocery store chain has its house base in Itasca, Illinois, and has 187 shops in Illinois, Indiana, and Iowa.
The enterprise started promoting espresso door to door.
Soon, they began promoting non-perishable groceries.
After doing this for some time, it ventured into groceries of all sorts.
Nowadays, it’s owned by Albertson’s.
Jewel-Osco sells cash orders in any respect of their areas for 99 cents every.
Some money cash orders whereas others don’t.
And, they solely settle for money as cost for his or her cash orders—no debit playing cards.
Marion Barton Skaggs based Safeway in American Falls, Idaho, again in 1915.
And in 2015, it was purchased up by Albertson’s.
The chain largely operates within the central and western United States with just a few shops elsewhere.
Currently, their headquarters are in Pleasanton, California.
Money order charges fluctuate relying on the shop, however the vary appears to be $zero.59 to $zero.99.
Kroger is a retail grocery enterprise based by Bernard Kroger in 1883 in Cincinnati, Ohio.
Bernard pioneered the observe of creating his personal merchandise in-store (like having a bakery), so his prospects might do all their purchasing underneath one roof.
Genius concepts like this contributed to creating the corporate the smash success it’s right this moment.
By income, Kroger is the biggest grocery store chain in all the United States and is ranked 20 on the checklist of Fortune 500 firms.
It’s additionally the second-largest common retailer within the nation.
The just one that does extra enterprise than them is Walmart.
Kroger operates 2,758 supermarkets, both immediately or by its subsidiaries.
It even owns 256 jewellery shops.
Now, let’s discuss cash orders.
The charges and limits fluctuate by location.
However, most shops cost lower than two bucks per cash order.
Call your native retailer to search out out what they’re for that location.
And in case you have a government-issued ID, they’ll money a cash order for you.
Ralphs is a grocery store chain based mostly in sunny Southern California.
It’s the biggest of Kroger’s many subsidiaries.
In 1873, George Albert Ralphs and his brother Walter opened the very first retailer at Sixth and Springs Streets in Los Angeles.
The firm even had certainly one of their buildings nationally acknowledged for its historic significance.
That could be their former retailer in Westwood Village, which was in-built 1929.
Ansel Adams photographed it in 1940.
And in 1988, it was declared a nationwide monument.
In 1992, it was added to the National Register of Historic Places.
Every Ralphs in all the nation sells cash orders.
Some areas money them, however the cash order should have been bought from that very retailer.
Each location units its personal costs.
The vary appears to be from 69 cents to $1.25.
An ID is just not required to buy one, however money is the one cost methodology they settle for.
35. Fred Meyer
Fred G. Meyer based the Fred Meyer chain in 1931 in Portland, Oregon.
And right this moment, you’ll discover areas in Idaho, Oregon, Washington, and all the way in which as much as Alaska.
Even although the shops are nonetheless branded as Fred Meyer, they merged with Kroger in 1998.
The chain was one of many first within the United States to supply one-stop purchasing.
This, in fact, means along with getting your groceries, you may get many different issues underneath the identical roof.
In different phrases, you possibly can choose up a Wilson Evolution Basketball the identical time you get your Hershey bars and your protein powder.
And in fact, it’s also possible to choose up a cash order in order that they don’t shut off your electrical energy.
Here, you’ll in a position to purchase one for 69 cents in case you have a retailer card and for 79 cents for those who don’t.
The restrict is $1,000.
Some areas money them.
36. Fry’s Foods
Fry’s is one other of the seemingly limitless shops owned by Kroger and was based in 1954 in northern California by Donald Fry.
With the type help of his brother Charles, the chain expanded into the Phoenix market in 1960.
And right this moment, most of their shops are in Arizona.
At Fry’s, cash orders value 80 cents.
However, in case you have a Fry’s VIP card, you’ll solely pay 69 cents for them.
These cash orders have a restrict of $1,000.
Unfortunately, they don’t settle for debit playing cards, and the one cost they take is the inexperienced stuff.
37. Harris Teeter
Harris Teeter is one other wholly-owned subsidiary of Kroger.
It was based in 1960 by North Carolina grocers W.T. Harris and Willis Teeter.
Today, it’s house base is in Matthews, North Carolina, and it has greater than 30,000 staff with 230 shops in seven states and the District of Columbia.
Money orders right here will set you again 99 cents.
Limits fluctuate—most shops impose a $500 cap, however a few of them have ones as little as $200.
You can choose them up any time the service desk is open.
The Harris Teeter retailer that issued the cash order may even money it.
38. King Soopers
King Soopers can be owned by Kroger.
I’m beginning to get a bit of paranoid that this company monstrosity that has its hooks in so many different firms desires to take over the world.
It’s one other chain that desires to rise head and shoulders above all the opposite supermarkets who’ve a measly $500 restrict by growing it by a complete 100%.
So, right here you may get a cash order with a thousand greenback restrict.
The value of 1 is 69 cents with a retailer card.
If you don’t have one, you’ll should pay a buck.
Dillons has its command heart in Hutchinson, Kansas, referred to as Salt City due to all of the salt mines there.
All of their shops are largely situated in Kansas, with a smattering of them in Nebraska.
In 1983, Kroger stepped in and acquired the corporate.
Today, Dillon’s employs a workforce of over 12,000 staff at 93 shops.
And so far as cash orders go, you should buy one for 69 cents in case you have a retailer card.
And neglect the piddly $500 restrict lots of the shops have as a result of Dillon’s upped that by 100% to $1,000.
If you don’t have a retailer card, your cash orders will value you a buck.
So, for crying out loud, get your self a retailer card so it can save you your self 31 cents!
Baker’s largely serves the metro portion of Omaha, Nebraska.
It began when Abraham Baker opened his first retailer in Walnut, Iowa, approach again in 1927.
And issues went so swimmingly that he determined to develop into the Nebraska market.
So, in 1947, he opened a retailer within the metropolis of Bellevue on this state.
Business continued to increase for him, so he opened a retailer in Omaha.
In 2001, Kroger wolfed up the corporate as they’re recognized to do.
And right this moment, it’s operated by Kroger’s Dillons division.
This additionally contains the Gerbes chain.
If you reside in Omaha, think about getting your cash orders from right here.
41. Family Fare
Family Fare is a grocery store chain with areas in South Dakota, North Dakota, Iowa, Michigan, and Nebraska.
Don Koop and Ron Kunnen based the shop in 1966 in Hudsonville, Michigan.
At Family Fare, cash orders value 70 cents.
42. Food City
Food City has shops in Kentucky, Georgia, Virginia, and Tennessee, and has its headquarters in Abingdon, Virginia.
They promote cash orders in each certainly one of its over 120 areas, and so they value a buck every.
Unfortunately, Food City doesn’t money cash orders.
43. Food Lion
Food Lion has its base of operations in Salisbury, North Carolina, house of Dan Nicholas Park, among the best duck feeding spots within the nation.
The firm has over 1,000 shops in 10 states and employs over 63,000 folks.
It was based again in 1957 in a single Salisbury location.
Back then, it was known as Food Town.
It later expanded to different areas all through North Carolina.
Here, it’s also possible to get cash orders for $1.00.
44. Giant Eagle
Giant Eagle was based in 1918, the final time the Boston Red Sox received the World Series within the 20th century.
Of course, they’ve received 4 occasions since then, however that’s irrelevant.
Today, Giant Eagle has greater than 200 shops in Pennsylvania, Indiana, West Virginia, Ohio, and Maryland.
Somewhat greater than half of their areas promote cash orders, which will be bought any time the customer support counter is open.
The hours the counter is open fluctuate by retailer.
Most areas promote cash orders for round 79 cents.
Shoprite is a retailers’ cooperative of over 300 shops in Connecticut, New York, New Jersey, Pennsylvania, Maryland, and Delaware.
Being a part of a co-op means every location is individually owned.
It additionally signifies that every retailer has carte blanche to make its personal coverage choices.
And so far as cash orders go, you’re not going to have the ability to purchase one at each single location.
Use the Western Union Agent Locator to search out in case your pleasant neighborhood Shoprite sells them.
If a location does promote them, they often value 99 cents.
So MANY shops promote them for this value, that’s it’s beginning to get boring.
I believe no less than certainly one of them needs to be no less than a bit of extra unique and begin promoting them for 98 cents.
If you ask me, this marginally cheaper price might be simply what they want to attract them away from their opponents in droves.
H-E-B was based in 1905 in Kerrville, Texas, by Florence Butt, who opened her very first retailer on the bottom flooring of her house.
Today, it makes its company house in San Antonio, Texas.
There are greater than 350 crown jewels within the H-E-B crown.
Most of those shops are situated in Texas, with a scattering of them in northeastern Mexico.
The firm additionally operates Central Market, an upscale natural and superb meals retailer.
If you need a cash order at H-E-B, you’ll should rifle by your change drawer for 2 quarters, a dime, a nickel, and 4 shiny pennies.
That’s as a result of 69 cents is how a lot they cost for them.
They’re a bit of extra beneficiant of their financial caps too, as a result of theirs is $1,000 as a substitute of the customary $500.
Schnuck’s started its company life approach again in 1939, in a little-known city by the identify of St. Louis, Missouri.
Today, it operates 116 shops sprinkled like retail confetti all through the wind-swept expanses of the Midwest.
Schnuck’s is among the largest privately-owned grocery store chains within the United States.
Its motto (in case you had been questioning) is “The Friendliest Store in Town.”
Not each location sells cash orders.
Also, not a single certainly one of their areas cashes them.
They additionally buck the Western Union development by contracting with MoneyGram to be their supplier.
Expect to pay between $four.00 and $5.00 for each with a thousand-dollar restrict.
Smith’s is a sequence that can’t make up its company thoughts as a result of the restrict is $500 at some shops and $1,000 at different ones.
At least there’s consistency with their pricing.
That’s as a result of each single retailer within the chain fees 69 cents with a retailer card and a buck for those who don’t have one.
The solely cost methodology they settle for is money.
Vons is owned by Albertson’s and does enterprise in southern Nevada and California.
It started its company life in 1906 in Los Angeles, California.
That 12 months, Charles Von der Ahe opened a tiny retailer within the metropolis that turned a right away hit.
Today, it’s command heart is in Fullerton, California, recognized for its superlative faculties and for being a vibrant social hub for folks of all ages.
The chain was in a position to choose all particulars of its cash order coverage save for which of the 2 massive suppliers to go together with.
I’m certain there have been lengthy, drawn-out conferences the place company bigwigs had been virtually pulling their hair out making an attempt to determine which one ought to get their contract .
Buy ultimately, they wimped out by deciding to go together with each.
So right here, you could have your alternative of both Western Union or Moneygram.
Now, for those who determine to go together with MoneyGram, you’ll have an 89-cent value and a $500 restrict.
And for those who determine to go together with Western Union, you’ll have a whopping $Three,000 restrict with a price of $1.00 to $1.50 relying on location.
If you could have a number of cash orders to purchase, convey wheelbarrows of money with you.
That’s as a result of money is the one cost methodology they settle for.
Winn Dixie is one other grocery store enjoying a recreation of one-upmanship with financial limits.
It surveyed its sea of opponents, noticed that the majority of them had a measly ceiling of a mere $500, and determined to smash proper by it by upping theirs to a thousand .
You’ll pay 79 cents for each $500 of the worth of your cash order.
Grabbing your cash orders on the grocery retailer saves you a visit to the financial institution.
So, for those who’re doing all your grocery purchasing at Meijer and also you all of the sudden remembered you wanted to get a cash order, you’re in luck.
That’s as a result of the American supercenter chain with areas all through the Midwest gives cash orders as a part of its roster of providers.
It additionally occurs to be one of many least expensive locations in all the nation to get them.
It’s only some cents lower than different locations, however hey—each little bit helps.
If you need to choose up one your self, you’ll want two quarters, a dime, and a nickel, as a result of they value 65 cents every.
Unfortunately, they don’t provide cash order cashing providers at any of their areas.
The value for a Publix cash order?
Not too unhealthy!
However, you’ll be out of luck for those who had a cash order you needed to money right here.
Because cash order cashing is one thing they only don’t do.
53. Stop & Shop
You’ve received lots of elements to purchase to place collectively that fabulous dinner you promised your vegan in-laws.
But you even have to select up a cash order since you’re shopping for a Hisense 55 inch Smart LED TV, and also you don’t belief banks.
If you cease at Stop & Shop, you’ll be capable of kill two birds with one proverbial stone, as a result of, like most different grocery chains, they promote cash orders.
The Stop & Shop Supermarket Company, which works by the identify of Stop & Shop, is a sequence of supermarkets situated within the northeast United States.
It has mushroomed from its humble beginnings in 1892 as a teeny-tiny grocery retailer.
And now, it has 415 shops all around the Northeast.
My favourite is the one on Nantucket Island, although I’ve one EXACTLY 1.2 miles from my home.
That’s as a result of I really like the thought of being minimize off from the mainland.
Recently, Stop & Shop began having a robotic by the identify of Marty patrolling the shop.
Some suppose he’s creepy, however I occur to suppose he’s cool.
But sufficient in regards to the grocery store cyborg.
Let’s get again to cash orders.
If you need to get yours at Stop & Shop, you may get them proper on the service desk.
However, you’ll want a driver’s license or a state-issued ID to buy one.
Fees fluctuate by retailer, however most of them appear to be between $zero.99 and $1.50 with a financial restrict of a thousand .
And even when they had been issued by the shop itself, you received’t be capable of money cash orders right here.
Money Orders from Other Places
If you wakened right this moment with the inexplicable thought that you simply needed the USPS to be your sole provider of cash orders, you’re in luck.
That’s as a result of, with 200,000 of them on this nation, there’s no scarcity of them.
USPS is among the few money-order retailers that don’t use Western Union or MoneyGram.
They don’t should, as a result of they’re their very own supplier.
What’s extra, USPS cash orders by no means expire.
And some areas will even money them for you!
Here, you’ll pay $1.25 for a cash order if it’s underneath $500, and $1.70 if its greater than that.
A USPS cash order can’t be for greater than $1,000.
Payment for them will be in money, debit card, or traveler’s examine.
Military cash orders value 45 cents, and the worth for a world cash order is $7.50 with an quantity restrict of $700.
If you’re shopping for a world cash order, ensure you’re sending it to one of many 29 international locations the place they’re accepted.
USPS stopped promoting worldwide cash orders supposed for use in Canada as of August 30, 2019.
And, they now not money worldwide postal cash orders issued by Canada Post.
If you buy $Three,000 or extra in cash orders a day, you should full a Form 8105-A, Funds Transaction Report (FTR), and present an appropriate major ID with a transparent photograph.
What to Do If Your USPS Money Order Is Stolen
Hopefully, you’ll by no means have the trauma-inducing expertise of an unscrupulous hooligan pilfering a cash order from you.
But for those who do, fill out PS Form 6401, which is a Money Order Inquiry.
You’ll should pay a small processing price.
Once the submit workplace verifies the standing of your lacking cash order, they’ll situation you a brand new one.
Spotting a Fake USPS Money Order
USPS offers the next tricks to spot a faux cash order:
Dollar quantity is discoloredThe greenback quantity isn’t imprinted twiceDollar worth is simply too massive (home cash orders can’t be greater than $1,000), and worldwide cash orders can not exceed $700 ($500 for El Salvador or Guyana) it appears prefer it was erasedThere’s one thing unsuitable with the Benjamin Franklin watermark (maintain it as much as the sunshine—the watermark ought to repeat prime to backside, and on the proper facet, a vertical multicolored thread with the letters “USPS” ought to weave out and in of the paper)
If you observed fraud, name the US Postal Inspection service at 1-877-876-2455.
And for those who suppose you’ve been given a faux cash order, name the Money Order Verification System at 1-866-459-7822.
Tracking a Money Order
Ever hear of the web site wheresgeorge.com?
People stamp the URL of this web site on paper cash together with an admonishment that individuals go to it to take a look at the place their cash’s been.
This is a foolish use of monitoring know-how.
But there may come a time when you want to discover out what occurred with a cash order you despatched.
Unfortunately, you’re going to should pay to have this finished.
As the traditional cliché goes, “Ain’t no such thing as a free lunch!”
That’s why you need to in all probability wait two weeks earlier than you begin the monitoring course of to permit for sufficient time on your order to be processed.
In different phrases, don’t leap the gun!
If it’s been two weeks and also you’re nonetheless questioning whether or not or not your cash order has been cashed, attempt to get in contact with the individual you despatched it to.
He might need a extremely good rationalization.
Maybe he received backed up on his order success.
Or, he was busy or on trip.
Talking on to your payee goes to be a lot simpler than filling out a bunch of tedious paperwork.
But if he doesn’t know the place it’s both, it’s time to start the method of getting a refund.
Start by calling the corporate that issued the cash order.
Just be certain you could have the monitoring quantity in entrance of you as a result of they’re going to wish it.
Let’s discuss first about how MoneyGram does issues.
You’ll should name MoneyGram’s automated response line at 1-800-926-9400 or use their on-line monitoring system.
You’ll additionally want to supply your cash order quantity and the precise greenback quantity together with the monitoring quantity.
Once you utilize both of those two strategies, you’ll get a definitive reply on whether or not your cash order has been cashed.
If it’s a Western Union cash order you’re questioning about, name 1-800-999-9660 to see if it’s been cashed.
If you want a duplicate of the cashed cash order and you continue to have your receipt, use the “Money Order Tracing or Refund” request kind that’s on the again of the receipt.
You also can carry out the identical motion on Western Union’s web site.
Within roughly 30 days, you’ll obtain a duplicate of the cashed cash order exhibiting who cashed it and when it was cashed.
Or, you’ll obtain notification that it nonetheless hasn’t been deposited in your payee’s account.
If it nonetheless hasn’t been deposited and a substantial period of time has elapsed because you despatched it out, you’ll have the choice to cancel it and get your a reimbursement.
If you don’t have your receipt, you’ll should shell out thirty bucks to have Western Union look into the place your MIA cash order could be.
Most of the locations to get cash orders listed on this article contract with Western Union or MoneyGram, who’re the suppliers of this monetary product.
If you want to cancel a cash order issued by an establishment not lined on this part (like a financial institution or credit score union), name them on to see what their process is.
Make Sure It Prints Correctly
My final tip is to guarantee that when the cash order is printed that it comes out sufficiently darkish.
I’ve heard horror tales the place an individual received a cash order that wasn’t printed accurately, and consequently, it got here out a lot lighter than it ought to have.
She stated it apart and shortly forgot to make use of it for its supposed goal.
After just a few months, the already mild ink turned lighter as pure fading set in.
And the ink was now so mild, no financial institution on the planet would money it.
Now, I don’t know who would purchase a cash order solely to set it apart, however that’s what I heard!
Hopefully this covers the reply to your query, “Where can I get a money order near me now?”
There’s no dearth of locations to get cash orders close to you as a result of there’s a staggering variety of retailers that promote them.
So, the query actually turns into, “Which of these possibilities are the ones that will best serve your needs?”
Ideally, it needs to be a spot that palms them out for completely no value to you.
That needs to be your mission until you could have a masochistic streak a mile lengthy.
In which case, I’d say it’s time for a bit of psychiatric assist.
However, you may not be so fortunate as to reside close to a retailer the place you possibly can snag complimentary cash orders.
In that case, cross out “gives out free money orders” out of your checklist of issues to search for in cash order suppliers.
Let me counsel two new standards: the place with the smallest price and the most important financial restrict.
Or, maybe what’s extra vital to you is just not having to go to a zillion locations once you’re out working your errands.
Nowadays, a number of grocery shops are one-stop-shopping emporiums.
Getting all of your grocery purchasing finished, grabbing all the cash orders you want, and choosing up your prescriptions are only a few of the issues you are able to do in supermarkets today.
I hope I helped you make up your thoughts about the place to do your cash purchasing!